Buhgalter

Buhgalter (https://buhgalter.app) helps online projects accept bitcoin payments without giving up their ruble buyers. One API call or one link from the cabinet creates an order, the buyer picks BTC, USDT, ETH, TON or a ruble method like SBP, and the order closes itself the moment the money lands. You decide whether the balance stays in USDT or in rubles.

Why teams pick us

Most of our merchants came for one of three reasons. They were tired of paying a heavy percentage, they needed rubles and coins in the same place, or they wanted someone on the other side who actually answers. Here is what you get:

- Fees under the market rate. You are charged only when an order is paid. Bigger tickets get a smaller percentage, and volume opens custom and VIP grids.
- Coins and rubles side by side. Invoices in BTC, USDT, ETH or TON, plus SBP, an NSPK QR and transfer by card number. The coin and network are fixed on each order, so the buyer cannot send the wrong asset by mistake.
- Orders that run themselves. A single request returns the wallet address, QR or bank details. The status changes to paid on its own and a signed webhook reaches your server.
- Withdrawals without paperwork. Take USDT payouts to a TRC-20 wallet, or move money to a card or bank account. Customer payouts to a card, phone number or account go through the payout API.
- A guard for arguable orders. One payment method asks the payer to confirm identity through KYCAID and NeuroVision with a passport and a selfie holding it. A staff member looks at it once per payment.
- Month end without guesswork. Excel exports, a CSV file for 1C and a printable reconciliation statement with opening and closing balances.

How to accept bitcoin payments with Buhgalter

1. Register a Store account at https://buhgalter.app and tell us what you sell and roughly how much goes through each month.
2. We check the shop and give you a personal manager. Rate and hold are agreed with them, the hold can start from T+0.
3. Grab the API key and switch on test mode. You get 200 test payments a day to try the flow end to end.
4. Pick your integration: a hosted payment link, a widget, your own payment screen, or the "Create payment" button in the cabinet if nobody on the team writes code. The setup guide says the first QR takes about ten minutes, and around an hour once webhooks and checks are in place.
5. Go live and withdraw where it suits you.

Want numbers for your volume? A manager shows your personal rate right after sign up at https://buhgalter.app

Terms in short

- Payment methods: BTC, USDT, ETH and TON invoices, SBP, NSPK QR from 100 RUB, card number transfer
- Balance: USDT by default or RUB, with the rate locked when the order is created
- Withdrawals: USDT TRC-20 wallet, bank card or bank account
- Fees: below the market, only on paid orders, VIP and custom grids
- Unpaid, cancelled and expired orders: no fee at all
- Refunds: whole or partial, no platform fee
- Several projects: separate stores in one cabinet, revenue split in reports

Who already fits

We work with many business categories and like hearing about new ones. Crypto exchangers take rubles and keep USDT. Digital goods shops, key and account sellers ship after a paid status. VPN services and Telegram bots sell access with a payment link and no website. Authors, online schools and traffic teams pay partners through the payout API. If your niche is not on the list, describe it when you sign up and we will look at it with you.

FAQ

How do I accept bitcoin payments on my website?
Create an order through the API or the widget and show the invoice to the buyer. When the BTC arrives, the order is marked paid and your server gets a webhook.

Can the same buyer pay in rubles instead?
Yes. SBP, an NSPK QR and card number transfers sit in the same checkout, next to the coins.

Do I need a developer?
No. The "Create payment" button in the cabinet makes a QR or link by hand, up to 1,000,000 RUB per QR.

What happens if my server misses a webhook?
Delivery is retried 8 times over about 13 hours, and any event can be resent from the delivery log.

How much does it cost?
Only a commission on successful payments, set below the market. Exact terms come from your manager.

Sign up at https://buhgalter.app, run a few test orders, and message our connection manager on Telegram @buhgalter_tech when you are ready to talk terms.